Top 10 Best Investment Apps for Beginners in 2025
Investing is no longer just for Wall Street experts — in 2025, anyone with a smartphone can start growing their wealth. With dozens of investment apps available, even beginners can buy stocks, ETFs, or crypto with just a few taps. But with so many choices, which app should you trust?
In this guide, we’ll explore the Top 10 Best Investment Apps for Beginners in 2025 — comparing features, fees, security, and ease of use. Whether you’re saving for retirement or just want to make your money work harder, these apps will help you get started.
1. Robinhood
Robinhood is one of the most beginner-friendly investment apps available today. It offers zero-commission trading for stocks, ETFs, and cryptocurrencies. The interface is clean, simple, and great for learning the basics of investing.
- Minimum Deposit: $0
- Best For: Beginners who want easy stock trading
- Website: robinhood.com
2. Webull
Webull is perfect for those who want to level up from beginner to intermediate investing. It provides advanced charting tools, paper trading (practice mode), and in-depth analytics — all with no commission fees.
- Minimum Deposit: $0
- Best For: Intermediate investors who want research tools
- Website: webull.com
3. Acorns
Acorns makes investing effortless by rounding up your daily purchases and investing the spare change automatically. It’s the best choice for people who want to start small without thinking too much about it.
- Minimum Deposit: $5
- Best For: Automatic micro-investing
- Website: acorns.com
4. Stash
Stash is an educational investment app that teaches you as you grow. It lets you invest in fractional shares and provides personalized advice based on your goals. You can also get a debit card that earns Stock-Back® rewards.
- Minimum Deposit: $5
- Best For: New investors who want guidance
- Website: stash.com
5. SoFi Invest
SoFi Invest offers commission-free investing in stocks, ETFs, and crypto. It also gives you access to financial advisors and free credit score tracking. Ideal for beginners who want a complete financial ecosystem.
- Minimum Deposit: $0
- Best For: Long-term financial growth
- Website: sofi.com
6. Public
Public combines investing with social networking. You can follow investors, see what others are buying, and learn from their strategies. It’s a fun way for beginners to explore the stock market in a community environment.
- Minimum Deposit: $0
- Best For: Social investing and learning
- Website: public.com
7. M1 Finance
M1 Finance is an automated investment app that lets you build a custom portfolio (called “pies”) and rebalance automatically. It’s ideal for people who want to invest consistently without manual effort.
- Minimum Deposit: $100
- Best For: Passive investors
- Website: m1.com
8. Fidelity Investments
Fidelity is a trusted name in finance and offers one of the most comprehensive apps for all types of investors. With commission-free trades, advanced research tools, and retirement accounts, it’s a full-featured platform.
- Minimum Deposit: $0
- Best For: Long-term and retirement investors
- Website: fidelity.com
9. Betterment
Betterment is a leading robo-advisor that automatically manages your portfolio based on your risk tolerance and goals. It’s perfect for people who want hands-off investing with expert-level strategy.
- Minimum Deposit: $10
- Best For: Automated investing
- Website: betterment.com
10. eToro
eToro is famous for its “CopyTrading” feature, allowing you to mirror the trades of successful investors. It’s a powerful way for beginners to learn and profit without years of experience.
- Minimum Deposit: $10
- Best For: Copy trading & crypto investing
- Website: etoro.com
💡 Key Tips Before You Start Investing
- Start with small amounts — consistency matters more than size.
- Diversify — don’t put all your money in one stock or crypto.
- Use apps that educate and automate your investments.
- Check for hidden fees or inactivity charges.
- Always invest with long-term goals in mind.
📊 Example of a Beginner Portfolio
For a $500 starter investment, you might allocate:
- 50% in ETFs (safe, diversified growth)
- 30% in blue-chip stocks (Apple, Microsoft, etc.)
- 10% in crypto (Bitcoin or Ethereum)
- 10% in cash for flexibility
✅ Conclusion
Investing doesn’t have to be complicated. With the right app, you can start small, learn as you go, and build a strong financial foundation. Apps like Robinhood, Acorns, and SoFi make it easier than ever for beginners to take control of their future. The earlier you start, the more you gain — so take that first step today!
